Payal Malhotra was born on March 28, 1980, in Delhi, India. She moved to Mumbai at the age of 18 to pursue a career in acting. She initially gained recognition through her work in the Olay white campaign and subsequently made her mark in the film industry. Payal is known for her performances in notable Bollywood films such as Kaho Na Pyaar Hai, Hum Tumhare Hain Sanam, Heeralal Panna Lal, and Aag Hi Aag. Additionally, she appeared in the Malayalam film Keerthi Chakra in 2006 and has been involved in various Indian television series. Throughout her career, she has also worked in South Indian cinema and is particularly remembered for her role as Sheetal Pager in the film Benaam. Regarding her personal life, there is limited public information available about her relationship status or spouse.